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COMMERCIAL BRIDGING LOANS

FAST BRIDGING FINANCE FOR COMMERCIAL PROPERTY PURCHASE, REFINANCE, DEVELOPMENT AND/OR REFURBISHMENT

Commercial Bridging Finance

As a trusted independent lender, we use our own capital so we can make faster decisions and be more flexible than many other lenders. Our approach means if borrowers have a financially viable opportunity – we have the funding to support it

 

Loans from £500,000 with no upper limit

No early repayment fees (save for the interest payable during the repayment notification period)

Same day decision – funds released quickly

Credit backed quotes

Flexible on rates as we lend our own capital

Swift and easy process

 

Call us on 0203 397 4871 or fill out our quick enquiry form below for a fast commercial loan quote.

Commercial Bridging Loan

WHAT IS A COMMERCIAL BRIDGING LOAN?

A commercial bridging loan is a short-term funding option which is generally used to bridge the gap whilst a longer-term loan facility is secured, a change of planning/use is established and/or to facilitate works to the property. This is often with a view to enhancing asset value during the loan term.

Commercial bridging loans are used to purchase, refinance and/or develop/refurbish commercial property including:

  • Mixed-use schemes
  • Office buildings
  • Development sites
  • Hospitality (e.g. hotels, pubs, bars and restaurants)
  • Industrial/warehousing, retail units and other commercial investment opportunities

Commercial Bridging Loan

WHY CHOOSE STRATBOURNE CAPITAL?

Investors and developers looking to purchase, refinance, develop and/or refurbish commercial property often have to act quickly. 

If finance is already tied up elsewhere within an existing portfolio, buyers can use commercial bridging loans provided by Stratbourne Capital Limited to obtain funding quickly.

Our key advantages include:

  • Considering non-typical properties and conversions​
  • Accepting imperfect credit (subject to due diligence)
  • Quick timelines
  • Taking into account specific circumstances regarding the asset and borrower
  • Options for property conversion – commercial to residential or single residence into flats​
  • Interest can be either serviced (paid monthly) or retained (no monthly repayments and paid on redemption) depending on circumstances

Commercial Bridging Loan

GETTING A COMMERCIAL BRIDGING LOAN

Stratbourne Capital normally offer loan terms between 6-12 months, although this may vary. 

The borrower is not tied into the full term and can pay off the loan at any time within the period without incurring any early repayment fees (save for the interest payable during the repayment notification period). 

If a borrower is struggling to raise the funds required, Stratbourne Capital can take into account the specific circumstances around the asset and borrower, allowing for more flexible lending. 

So long as the borrower has a feasible exit strategy in place (i.e. refinancing the property with long-term finance, or selling the property), an application will be considered.  

The borrower will need to provide security to act as collateral against the loan. 

Applications where the borrower has significant capital entered into the transaction will be viewed favourably.

Find out more

To help discover the approximate costs involved with bridging finance use the online bridging loan calculator for guidance.

Stratbourne Capital offers a stress-free application process.

Call us today on 0203 397 4871 or fill out our form below.

Quick Enquiry

Any data you provide Stratbourne Capital Limited will be used in the decision making and processing of any future loan. The data we collect will be shared with our legal representatives and potentially other third parties to assess your suitability and for future transactions on any loan(s) with Stratbourne Capital Limited. We will hold information securely for up to 7 years after your contract with Stratbourne Capital Limited ends. Should you wish for us to delete all traces of data we hold about you after your contract expires or should you wish to request details of data we hold about you please email info@stratbournecapital.com. To see our full policy please read our Privacy Statement

DPA Registration Number: ZA259171

Borrowing from Stratbourne Capital Limited involves entering into an unregulated loan secured against property. Think carefully before securing debt against your property. Your property may be at risk if you do not keep up with your loan repayments.
 
The content on this website is for information purposes only and does not constitute financial or investment advice.
 
Stratbourne Capital Limited is registered with and supervised by the Financial Conduct Authority (FCA) for anti–money laundering supervision purposes only (Registration No. 782166). We are not authorised by the FCA to offer regulated mortgages or other regulated lending activities.
About
UK
Contact
First Floor, International House, 1 St. Katherine Street, London, E1 9UN
0203 397 4871
info@stratbournecapital.com
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©2025 Stratbourne Capital is a trading style of Stratbourne Capital Limited registered in England and Wales.
Company No. 10790634. Registered address: First Floor, International House, 1 St. Katherine Street, London, E1 9UN

THINK CAREFULLY BEFORE SECURING DEBT  AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE AT RISK IF YOU DO. NOT KEEP UP WITH YOUR LOAN REPAYMENTS.