Dependable Bridging Finance that gets closer to your business needs
The home county of Surrey is a wealthy and desirable area, due to its beautiful scenery and proximity to London. With its large protected spaces including the North Downs, Surrey Hills AONB and Greensand Ridge, as well as its huge expanses of woodland and pretty villages, Surrey is quintessentially English.
Surrey has an excellent transport and road system filtering through the county, which has made it a desirable area to live. This has resulted in Surrey becoming an attractive location to purchase property or development land.
Nearly 1.2 million people reside in Surrey and it is this growing population that has led to a rise in development and demand for property in the area. Stratbourne Capital’ range of Surrey bridging loan solutions can help businesses and individuals who are looking for funding options.
For buyers who require funding quickly, bridging loans are the ideal solution. They can be used to bridge the gap while long term funding is secured. They do allow property investors more flexibility, particularly for those properties which are not on the market for long. For a bridging loan application to be approved, the borrower will need to offer an asset as security, which is usually property. The application process is typically very brief, allowing access to funds often within two weeks.
A typical term for a bridging loan is 6-12 months. At Stratbourne Capital, the borrower can pay off the loan at any time within that period without incurring any exit fees (save for the interest payable during the repayment notification period).
There are several reasons why a borrower will apply for a bridging loan. These include:
Buying at an auction provides an opportunity to secure good investment properties at competitive prices. However, as soon as the hammer goes down on the sale, the buyer is committed to immediately paying a deposit, with the balance due generally within four weeks. As the bridging loan application process is a swift one, they are seen as a viable funding option for this type of purchase while long term finance is secured.
Surrey has long been a desirable area to live, resulting in property investors always on the lookout for good development areas. Due to this, potential locations and property are never on the market long. Investors, therefore, need to have available funding at hand if they do not want to lose out on a property they need to purchase quickly. Bridging loans offer a speedy solution for property developers looking to invest in Surrey.
As more people look to move to Surrey, rental property has become in high demand. For potential landlords seeking buy-to-let properties, bridging loans can be a useful form of short-term finance while seeking longer-term funding options.
Get some great insights from one of our commercial finance specialists, call us on 0203 397 4871 or apply online
Stratbourne Capital Limited has no external credit committee which means the approval process is faster, allowing for quicker decisions than most of our competitors in Surrey can provide.
We provide a service for those who might not be able to secure traditional funding from High Street Banks.
Some forms of lending can take several months to process an application from start to finish, whereas at Stratbourne Capital Limited the timescales are quick for both the approval and the application process.
Borrowers include those with an interest in:
Commercial Investment Property
Light or heavy refurbishment to Investment Property
Site acquisition and Land Purchase
Auction Funding
Refinancing from an existing Bank or Alternative Lender
Portfolio Building
Development Schemes
Stratbourne Capital Limited only provide unregulated bridging finance loans, ranging from £500,000 with no upper limit and we consider each application on its own merits.
To find out what the costs of a bridging finance loan could be, use our loan calculator for guidance.
It is possible to arrange a bridging loan through a broker but you can also talk directly to your Surrey bridging loan lender of choice. Stratbourne Capital provide unregulated bridging loans. Starting from £500,000 with no upper limit. Whilst most loans with Stratbourne Capital are based on an LTV of 50 – 70%, we can discuss applications on their individual merits. We also offer bridging loans nationwide as well as bridging loans in Surrey.
To find out the approximate costs involved with a bridging loan, use our online bridging loan calculator for guidance.
We do not offer regulated loans. We will consider every application on a case-by-case basis.
Stratbourne Capital offers a stress-free application process.
For more information give us a call us today on +44(0)203 397 4871 or fill out our form below.
Any data you provide Stratbourne Capital Limited will be used in the decision making and processing of any future loan. The data we collect will be shared with our legal representatives and potentially other third parties to assess your suitability and for future transactions on any loan(s) with Stratbourne Capital Limited. We will hold information securely for up to 7 years after your contract with Stratbourne Capital Limited ends. Should you wish for us to delete all traces of data we hold about you after your contract expires or should you wish to request details of data we hold about you please email info@stratbournecapital.com. To see our full policy please read our Privacy Statement
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©2025 Stratbourne Capital is a trading style of Stratbourne Capital Limited registered in England and Wales.
Company No. 10790634. Registered address: First Floor, International House, 1 St. Katherine Street, London, E1 9UN
THINK CAREFULLY BEFORE SECURING DEBT AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE AT RISK IF YOU DO. NOT KEEP UP WITH YOUR LOAN REPAYMENTS.
